Complete Stripe Connect Setup Guide

Transform your creative expertise into a seamless payment experience. The Stripe Connect integration in Selgora opens the door to professional payment processing, allowing you to accept payments from customers worldwide while maintaining complete control over your revenue stream.

Why Stripe Connect Changes Everything

Success begins with trust. When your customers see the Stripe payment interface, they immediately recognize the security and reliability they expect. This isn't just about collecting money—it's about building credibility that converts browsers into buyers.

Your Payment Processing Journey

The Setup Sprint (15 minutes) Every minute spent on proper setup saves hours of complications later. Selgora's Stripe Connect integration handles the technical complexity while you focus on what matters: serving your customers.

Step-by-Step Setup Process

1. Navigate to Your Payment Settings

In your Selgora dashboard, head to Settings and locate the "Payment Configuration" section. You'll see the Stripe Connect setup wizard—your gateway to professional payment processing.

The system automatically detects your location and configures the appropriate Stripe requirements for your country. This ensures compliance with local regulations from day one.

2. Initiate Stripe Connect

Click "Connect with Stripe" to begin the onboarding process. Selgora creates a Stripe Express account specifically designed for creators like you—no complex merchant account applications required.

What Happens Behind the Scenes:

• Selgora creates your unique Stripe account
• Business type is configured as "individual" (suitable for creators)
• Payment and transfer capabilities are automatically requested
• Your account is linked to Selgora's platform for seamless integration

3. Complete Stripe Onboarding

Stripe will guide you through their onboarding flow, collecting essential information:

Personal Information:

• Full legal name
• Date of birth
• Address details
• Tax identification number

Business Details:

• Business description (describe your creative work)
• Website URL (your Selgora subdomain works perfectly)
• Industry category selection

Banking Information:

• Bank account for payouts
• Routing and account numbers
• Currency preferences

4. Verification Process

Stripe may request additional documentation to verify your identity. This is standard practice and typically includes:

• Government-issued ID
• Proof of address
• Business registration (if applicable)

Pro Tip: Have these documents ready before starting to expedite the process.

Understanding Your Platform Fees

Selgora operates on a transparent fee structure that aligns with your success:

Commission Structure:

• Platform fee: Varies by subscription plan (typically 10% for Launch plan)
• Stripe processing fees: 2.9% + 30¢ per transaction (standard Stripe rates)
• No hidden fees or setup costs

How Fees Are Processed

When a customer purchases your offer:

1. Stripe processes the payment and deducts processing fees
2. Selgora's platform fee is calculated on the net amount
3. Remaining funds are deposited to your bank account

Example: $100 purchase

• Stripe fee: $3.20 (2.9% + 30¢)
• Net amount: $96.80
• Platform fee (10%): $9.68
• Your earnings: $87.12

Payout Schedule Configuration

Control when you receive your earnings by configuring your payout schedule:

Standard Options:

• Daily (default): Funds arrive in 2 business days
• Weekly: Payouts every Friday
• Monthly: First business day of each month

Manual Payouts: Available for accounts with at least 30 days of successful processing history.

Tax Settings Integration

Selgora automatically handles tax collection where required:

• VAT for European customers
• Sales tax for US customers
• GST for applicable regions

The system calculates taxes at checkout based on customer location, ensuring compliance across jurisdictions.

Testing Your Payment Setup

Before launching to customers, test your payment flow:

1. Create a Test Offer: Set up a $1 test product
2. Use Stripe Test Cards: Process a test payment using 4242424242424242
3. Verify Webhooks: Check that subscription access is granted correctly
4. Test Refunds: Process a test refund through your dashboard

Troubleshooting Common Issues

Account Onboarding Delays

Issue: Stripe requests additional documentation Solution: Respond promptly with clear, high-quality documents. Delays in verification can pause your ability to receive payouts.

Payout Delays

Issue: Expected payouts don't arrive on schedule Solution: Check your Stripe dashboard for any account restrictions or verification requirements.

Failed Payments

Issue: Customer reports declined card Solution: Recommend they:

• Try a different payment method
• Contact their bank to authorize international transactions
• Use a card from their country of residence

Advanced Features

Automatic Tax Collection

Enable automatic tax collection in your Stripe dashboard for compliant sales globally. Selgora passes the necessary customer location data to calculate correct tax rates.

Multi-Currency Support

Accept payments in your local currency while customers pay in theirs. Stripe handles conversion with transparent exchange rates.

Subscription Management

Stripe Connect seamlessly handles:

• Recurring billing for subscription offers
• Trial periods and grace periods
• Automatic retry logic for failed payments
• Proration for mid-cycle changes

Security and Compliance

Your Stripe Connect account provides enterprise-grade security:

• PCI DSS Level 1 compliance
• Advanced fraud detection
• 3D Secure authentication support
• Encrypted data transmission

Next Steps

With Stripe Connect configured, you're ready to:

1. Create your first paid offer
2. Set up subscription pricing tiers
3. Configure discount codes
4. Launch your monetization strategy

Success Indicators:

• Stripe account shows "Payments enabled"
• Test payments process successfully
• Webhooks receive and process events correctly
• Payouts arrive as scheduled

Remember: Your payment setup is the foundation of your creator business. Taking time to configure it properly ensures smooth operations as you scale.

Need Help? Contact support with your Stripe account ID for personalized assistance with payment processing questions.